We Have Owner Financed Homes in the Phoenix Area Available For You! Regardless Of Bad or NO Credit.
If you’re tired of renting, and you want to own a home in Phoenix Area but your credit, lack of down payment, or income is holding you back from qualifying for a normal bank loan. We can help you!.
We specialize in helping Phoenix Area residents become homeowners through our Owner Financing Program. This means there are no banks involved.
If you can’t secure conventional financing, no worries! Owner Financing Arizona offers great homes in and around the Phoenix Area. See “Homes Available” to see what we have available today.
We are an alternative to buying a home the traditional way. You do not need to have perfect credit and we offer payments to fit your budget.
You are not renting the property or renting to own. You are buying it without the bank.
Do Yo/propertyu Want to know when the best properties hit the market? If so then…
Click “Get Alerts” in the top menu to see new Phoenix Area homes With Owner Financing!
What Are The Types Of Homes In The Phoenix Area We Offer With Owner Financing?
We are a local real estate company that offers our properties to deserving families with a reasonable down payment and the ability to pay a monthly payment comparable to rent.
The types of houses we tend to offer on our Phoenix Area Owner Financing Home Program include…
- 3 bedroom – 6 bedroom homes
- 1,100 – 6,000 square feet
- Updated kitchens and bathrooms
- Often times many upgrades
Each home is different, so there is definitely the perfect home out there for you.
Our homes range in price from $150,000 to $3,000,000 and typically require a down payment of approximately 5%. We have found that this is the best price range to find homes that are in decent neighborhoods where people want to own a home and raise a family.
Advantages Of Owner Financing
- Closing Process Is Faster
- Closing Cost Is Lower
- Down Payment Can Be Flexible
Still have questions? Check out our Frequently Asked Questions Page →
How Does Our Program Work Anyway?
It’s easier than you think – and we would LOVE to Explain it all to you. The process is really pretty straightforward, once you understand it.
We finance the property for you with what is called a “land contract” or “contract for deed”, or in Arizona, “Agreement for Sale”. This is very common and every closing is handled by a state licensed attorney or authorized signing service, just like any other real estate transaction. So you can rest assured that everything is handled professionally.
You will also be responsible for the taxes, insurance and HOA fees just like any other homeowner. Usually it is a requirement for approval that you pay these monthly fees with your house payment.
One of the best things about buying a home this way is that you do not have to deal with banks and you will qualify based – not on your credit – but on your Income!
You can start building equity right away, get the interest deduction and stop paying rent.
HERE ARE THE STEPS TO GET STARTED
Step 1: Submit your info on this website to create a FREE account and let us know the type of house you’re looking for.
Step 2: We’ll look at your situation, the type of property you’re looking for, and show you your options here in the Phoenix Area.
Step 3: View the local Phoenix Area homes that fit what you’re looking for.
Or, you can just call us at (602) 560-4460. We’ll be happy to show you the house and answer all of your questions.
We seek to only buy properties that are move in ready or close to move in ready. For this reason, we do not typically make any improvements to the property prior to offering it to deserving families. All properties are sold “as is – where is”. So it is the responsibility of the purchaser to make any necessary repairs and to inspect the property thoroughly prior to purchase.
Plus, as we acquire new properties each month, as long as you’re on our Owner Financing Home List, you’ll get email alerts with the latest properties available.